TERMS AND CONDITIONS

TERMS AND CONDITIONS

Effective Date: December 1, 2025
Website: https://join.rupaligoyal.com/
Contact: Rupaligoyal04@gmail.com

These Terms and Conditions ("Terms") govern your use of this website and the courses, products, and services made available through it (collectively, the "Services"). In these Terms, "we," "us," "our," and "Owner" refer to Rupali Goyal / Premium Learning System, the operator of the Website. "You" and "your" refer to any person using the Website or Services.

By accessing the Website, purchasing a course, or otherwise using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the Website or Services.

Our Refund and Cancellation Policy is available at: https://join.rupaligoyal.com/refund-cancellation

1. ELIGIBILITY

You must be at least 18 years old to use the Website or purchase Services. By using the Website, you confirm that you meet this requirement and can legally enter into these Terms.

2. ABOUT THE WEBSITE AND SERVICES

The Website is an educational platform that offers courses and related learning services. We may refuse service, suspend access, or decline a sale at our discretion, to the extent permitted by law.

You must use the Website only for lawful purposes and must not interfere with another person’s use of it.

3. LICENCE TO USE THE WEBSITE

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Website and any materials we provide solely for your personal use of the Services. This licence ends when you stop using the Services or when these Terms end.

You must not copy, download, reproduce, distribute, sell, share, or exploit our course materials or other Website content without our prior written permission, except where the law permits it.

4. INTELLECTUAL PROPERTY

The Website, Services, course materials, text, graphics, logos, videos, trademarks, and other content are owned by or licensed to the Owner and are protected by applicable intellectual-property laws. Nothing in these Terms transfers ownership of those rights to you.

5. PAYMENTS AND FEES

Prices, fees, and payment terms for paid Services will be shown before you complete a purchase. You agree to pay the applicable amount shown at checkout.

Refunds and cancellations are governed by our Refund and Cancellation Policy. For questions about a payment, contact us at Rupaligoyal04@gmail.com.

6. ACCEPTABLE USE

You must not use the Website or Services to:

• violate any law or another person’s rights;
• harass, threaten, abuse, defame, discriminate against, or harm another person;
• upload or transmit viruses, malicious code, or other harmful material;
• commit fraud or operate unlawful gambling, sweepstakes, or pyramid schemes;
• post obscene, defamatory, hateful, or otherwise unlawful content;
• collect personal information about others without permission;
• spam, phish, scrape, crawl, or otherwise misuse the Website;
• bypass, interfere with, or attempt to circumvent Website security; or
• infringe intellectual-property, privacy, publicity, or other proprietary rights.

We may monitor, edit, or remove content, and may suspend or terminate access, where we reasonably believe there has been a violation of these Terms or applicable law.

7. COMMUNICATIONS

By providing your contact information, you consent to receive service-related communications from us by phone or electronic means, including email. We may also display notices on the Website. You can contact us at Rupaligoyal04@gmail.com.

8. PRIVACY

Our collection and use of personal information are described in our Privacy Policy. By using the Website or Services, you consent to the processing of your information in India and in other locations where we or our service providers operate, subject to applicable law.

9. INFORMATION AND EDUCATIONAL CONTENT

The Website and Services are provided for educational and informational purposes. Unless expressly stated otherwise, they do not constitute legal, medical, financial, or other professional advice. You are responsible for your decisions and use of any information provided through the Website.

10. THIRD-PARTY LINKS AND SERVICES

The Website may contain links to third-party websites or services. We do not control and are not responsible for their content, availability, practices, or any loss arising from your use of them. Your use of third-party services is subject to their own terms and policies.

11. SECURITY AND DATA LOSS

You are responsible for maintaining the confidentiality of your account credentials and for activity carried out through your account. Although we take reasonable steps to protect the Website, no online service can be completely secure. You use the Website at your own risk.

You must not reverse engineer, decompile, disassemble, or attempt to access the source code of the Website or Services, except where the law expressly permits it. You must not gain unauthorised access to the Website, its systems, users, or networks.

12. SUSPENSION AND TERMINATION

We may suspend or terminate your access to the Website or Services at any time, including if you violate these Terms, infringe another party’s rights, or engage in unlawful conduct. You may request account closure by contacting Rupaligoyal04@gmail.com. Any fees already due remain payable.

Provisions that by their nature should survive termination, including intellectual-property, disclaimer, limitation-of-liability, indemnity, and governing-law provisions, will survive termination.

13. DISCLAIMERS

To the fullest extent permitted by law, the Website and Services are provided on an "as is" and "as available" basis. We do not guarantee that the Website or Services will be uninterrupted, error-free, secure, or suitable for your particular needs.

We make reasonable efforts to keep Website information accurate, but we may correct errors, inaccuracies, or omissions, and update or cancel information or orders when necessary, without prior notice where permitted by law.

14. LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Owner will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, or for any loss of profits, data, goodwill, or business opportunity arising from your use of, or inability to use, the Website or Services.

Where liability cannot legally be excluded, the Owner’s total liability for claims arising out of or relating to the Website, Services, or these Terms will not exceed the amount you paid to the Owner for the relevant Service in the 12 months before the event giving rise to the claim.

15. INDEMNITY

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the Owner and its affiliates, employees, and representatives from claims, damages, losses, liabilities, and expenses, including reasonable legal fees, arising from your misuse of the Website or Services, your violation of these Terms, or your violation of another person’s rights.

16. RECRUITMENT POLICY

We do not guarantee or provide recruitment, placement, or employment opportunities through our courses or Services.

17. CHANGES TO THESE TERMS

We may update these Terms from time to time. Updated Terms take effect when posted on the Website, unless a different effective date is stated. Your continued use of the Website after an update means that you accept the updated Terms.

18. GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of India, without regard to conflict-of-law principles. Subject to applicable law, the courts in Pune, India will have exclusive jurisdiction over disputes arising from or relating to these Terms, the Website, or the Services.

19. GENERAL PROVISIONS

These Terms and the Privacy Policy constitute the entire agreement between you and the Owner regarding the Website and Services. If any provision is found invalid or unenforceable, the remaining provisions will remain in effect. A failure to enforce a provision is not a waiver of that provision. These Terms do not create an agency, partnership, joint venture, or employment relationship.

Electronic communications, including email, are valid communications under these Terms. For questions or concerns, contact us at Rupaligoyal04@gmail.com.

By purchasing a course or using the Services, you confirm that you have read, understood, and agreed to these Terms and Conditions.